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Does the game count income or expenses first for each base while it cycles through them at the beginning of each turn? You'd hate to have cash flow problems because of starting at zero even if you were running a net profit. I don't have much experience with going into the negative EC balance, so I don't recall.
Roninscg, to make sure I understand correctly - faction 1 sees no money on its account (you lose it the moment you start a transfer), but any infiltrator still sees the full amount until it is accepted by faction 2?